Effective Date: July 1, 2025.

Welcome to Floyd Financial. By accessing or using our website at floyd-financial.com, you agree to be bound by the following terms and conditions. If you do not agree, please do not use our website.

1. Use of the Website

You agree to use this website only for lawful purposes and in a way that does not infringe the rights of others or restrict their use and enjoyment. You may not use the website in any way that could damage, disable, or impair it.

2. Intellectual Property

All content on this site—including text, graphics, logos, images, and software—is the property of Floyd Financial or its content suppliers and is protected by copyright, trademark, and other laws. You may not copy, reproduce, or distribute any part of this site without written permission.

3. Disclaimers

• The content on this website is for informational purposes only and does not constitute financial or professional advice.

• We do not guarantee the accuracy, completeness, or usefulness of any information.

• Your use of the site is at your own risk.

4. Limitation of Liability

Floyd Financial will not be liable for any damages or losses resulting from:

• Your use of or inability to use the website

• Any content or information obtained from the site

• Unauthorized access to your personal data

This limitation applies to direct, indirect, incidental, and consequential damages.

5. Third-Party Links

Our website may contain links to third-party websites. We do not endorse or assume responsibility for those sites or their content. Access them at your own risk.

6. User Conduct

You agree not to:

• Post or share any illegal, harmful, or offensive content

• Interfere with the operation of the site

• Attempt to access restricted areas or data

7. Changes to These Terms

We may update these Terms and Conditions from time to time. Updates will be posted on this page with a revised effective date. Continued use of the site means you accept the new terms.

8. Termination

We reserve the right to suspend or terminate access to the website for any user who violates these terms, with or without notice.

9. Governing Law

These terms are governed by the laws of the State of New York, United States. Any disputes will be resolved in local courts.

10. Contact Us

If you have any questions about these Terms, please contact us at:

Email: [email protected]

Website: floyd-financial.com